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Javier Antonio
Javier is 43 years old, married and works as a driver for the council. He is requesting this loan to invest in building an extension on the front of his house. This area will help expand his home and provide his family with greater comfort.
View original language description ↓
Don Javier de 43 años de edad, es casado, trabaja como conductor para la Alcaldia. Solicita el credito para invertirlos en la construccion de un anexo en la parte delantera de su casa, area que servira para ampliar la vivienda y brindar mayor comodidad a la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $450 helped Javier Antonio to build an extension.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 24, 2012
Currency Exchange Loss:
Jul 24, 2012