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There are a lot of motorcycles passing by Kupaon street and this gave idea to Mrs. Umi F. and her husband to open a motorcycle repair shop which also sells motorcycles spare parts.

The shop opens everyday from 08.30 am to 05.30 p.m. and it has a lot of customers. This makes her overwhelm. She plans to use the loan money to buy more merchandises (spare parts) for her shop.

Translated from Indonesian by Antonius Gunadi, Kiva Volunteer.

Begitu banyaknya sepeda motor yang melintas di Jalan Kupaon membuat Ibu Umi F. dan suaminya membuka usaha bengkel sepeda motor dan suku cadangnya seperti oli, busi, ban dan lain-lain. Ibu Umi F. membeli alat-alat bengkel dari supplier yang datang ke tokonya. Karena begitu banyaknya pelanggan Ibu Umi F. sampai kewalahan, karena pelanggannya bukan saja penduduk sekitar tetapi juga mereka yang kebetulan lewat di Jalan Kupaon. Kadang stoknya habis dan Ibu Umi harus mencari ke toko di wilayah Denpasar. Pinjaman kali ini rencananya akan dipergunakan sebagai tambahan modal untuk pengadaan suku cadang dibengkelnya. Setiap hari Ibu Umi buka jam 08.30 dan tutup jam 17.30.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,169.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Umi to add working capital (Menambah Modal Usaha).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2008
Apr 9, 2008
Currency Exchange Loss:
May 15, 2009