Check out some available loans that are similar to this one!
Victor Alfredo
Victor, in Milagros, his native city, works in banana and cacao sales. His house is located in the building 10 de Agosto. It is made of cement and has the water and light services. At his 50 years he tells us that he has always lived on farms. He likes the earth and the pure air that can be breathed away from the cities.

Since he was a child, he has learned everything related to the plantation and plant care. Additionally he works in the rearing of pigs for sale. As in all farms, his work schedule is from 5 in the morning until 6 in the evening, since he takes advantage of the sunlight. The lands are fertile, and because of this he has a large quantity of banana and cacao plants. When he gathers the harvest, his selling locations are the town, where he offers it buyers of retail. In the photo he is observed near a cacao plant. The reddish color of the fruit indicates that it is mature and that he can continue the drying process for selling. The most difficult season is the winter since the rains flood certain parts of his farm and for this reason production lowers.

Victor is separated from his wife, with whom he has 2 children. For the moment the younger lives with him and is studying the cutting of cloth/material and tailoring. His other son is now older and independent. The loan he is requesting will be for buying the land to be sown, seeds and sacks of feed. He hopes to improve production and fix his home.
View original language description ↓
Victor en Milagros su ciudad natal se dedica a la venta de plátano y cacao. Su casa está ubicada en el recinto 10 de agosto es de cemento y cuenta con el servicio de agua y luz. A sus 50 años cuenta que siempre a vivido en fincas, le gusta la tierra y el aire puro que se respira fuera de las ciudades. Desde que era niño aprendió todo lo referente a la plantación y cuidado de las plantas. Adicional también se dedica a la crianza de chanchos para su venta. Como en toda finca su horario de trabajo empieza desde las 5 de la mañana hasta las 6 de la tarde ya que se aprovecha la luz solar. Sus tierra son fertiles es por es que tiene gran cantidad de plantas de banano y cacao, cuando coge la cosecha sus puntos de venta son el pueblo donde oferta a los compradores minoristas. En la foto se lo observa cerca de una planta de cacao, el color del fruto rojizo indica que esta maduro y que se puede seguir el proceso de secado para la venta. La época más difícil es la invernal ya que por las lluvias se inundan ciertas partes de su finca y por tal motivo baja la producción. Victor se encuentra separado de su esposa con la que tiene 2 hijos, por el momento la menor vive con él y está estudiando en la academia corte y confección, su otro hijo ya es mayor e independiente. El crédito que solicita será para la compra de tierra de sembrado, semillas y balanceado por sacos. Espera mejorar la producción y arreglar su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Victor Alfredo land for sowing, seeds and sacks of feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2012
Listed
Jul 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013