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Andres Abelino
Andres is originally from San Lorenzo-Teustepe. He is married and the father of four children. He is a farmer by profession and grows rice. Andres started out helping his dad with raising his livestock while his mom lived off the income she made renting out their land. His parents gave Andres some of their land as an inheritance. Having gained experience and skill in the business, he decided to start working for himself. He started sowing crops on his own. He has two 'manzanas' (one manzana = 1.68 acres) of land sown with rice. He has the support of his cousins, children and wife in his business. They help him to prepare his land. He has been in this business for three years now. He sells his crops in the local area to avoid having to pay for transportation and because it is safer to sell the produce in his own community. He also receives additional income from selling milk from his cows. This enables him to help with the household expenses.

Andres is taking out this loan to prepare his land and to buy fertilizers, supplies and pesticides. He believes that this will be helpful because he will be able to enjoy a better production which will allow him to increase his income. His future plan is to buy more cattle to breed so that he can sell thoroughbred cattle and maintain his milk production. His most immediate aim is to sow 2 'manzanas' with rice and use the profits to repay his loan. His goal is to get ahead in life together with his family.
View original language description ↓
Andres es originario de San Lorenzo-Teustepe, casado, de oficio agricultor se dedica a la siembra de arroz, padre de 4 hijos. Andres inicio su actividad ayudándole a su papa en la ganadería mientras su mama vivía de los ingresos que le generaba el alquiler de las tierras, luego sus padres le heredan a Andres partes de las tierras, el que ya había obtenido experiencia y dominio en el negocio, decide independizarse, empieza sembrando por su propia cuenta 2 manzana de arroz para aprovechar las tierras, en su negocio recibe el apoyo de sus primos, hijos y esposa que le ayudan en la preparación de las tierras ahora lleva tres años en su negocio, sus productos los comercializa en la misma zona para evitar gastos de transporte y porque es mas seguro vender los productos en su comunidad, también cuenta con otros ingresos provenientes de la venta de leche que producen sus vacas para poder ayudarse con los gastos del hogar.
Realiza el préstamo para preparación de las tierras, comprar abono, insumos y veneno para las plagas, el cual estima será de ayuda porque podrá obtener mejor producción que le permitirá incrementar sus ingresos, sus planes futuros es comprar mas ganado de reproducción para poder vender ganado de raza y mantener su producción de leche, su meta próxima es sembrar 2 manzana de arroz y con las ganancias cancelar el préstamo ya que sus objetivo es salir adelante con su familia.

About Nicaragua

  • $3,636
    Average annual income
  • 173
    View loans »
    Nicaragua Loans Fundraising
  • $23,195,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $650 helped Andres Abelino to prepare his land and to buy fertilizers, supplies and pesticides.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 22, 2012
Currency Exchange Loss:
Jul 22, 2012