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Los Altos Iv Group
In this Group: Romana, Magnolia, Maria, Valeria, Juana Veronica, Josefina Maricela, Leticia Hibanga
Romana is 56 years old, she is married and she could not go to school. She runs a general store, an activity she started by selling vegetables and general items, and today she can count on 10 years of experience. Her husband is a farmer and she can count in his support.

She has organized a group to request a loan that she will use to buy more products such as sodas, juices, noodles, sugar, salt and sweets. In the future she hopes to have more working capital and to run a better activity. The other members of the group are retailers buying and selling different products.
View original language description ↓
La señora Romana está casada, tiene 56 años de edad, no tuvo la oportunidad de estudiar, se dedica a la atención atienda en general, inicio este negocio vendiendo artículos y verduras, y hasta el momento lleva 10 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la agricultura.

Organiza un grupo que lo utilizara para la compra de más productos: aguas gaseosa, jugos, fideos, azúcar, sal, golosinas, etc. Espera en el futuro tener más capital y un mejor negocio. Las demás integrantes del grupo se dedican al comercio a la compra y venta de distintos artículos.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 100
    View loans »
    Guatemala Loans Fundraising
  • $9,101,050
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Altos Iv Group's $2,675 loan helped a member to buy sodas, juices, noodles, sugar, salt and sweets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 25, 2012
Listed
Jul 5, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013