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Los Altos V Group
In this Group: Margarita , Sonia , Martina , Josefa Patricia , Francisca Catalina , Norberta Artemia , Maria
Margarita is 46 years old, she is married and she has one child. She did not have the chance to study. She is a retailer selling all types of clothes. She was inspired by her father in starting this activity, and today she can count on 15 years of experience in this field. Her husband is a farmer and she can count on his support.

She has organized a group to request a loan that she will use to buy products such as T-shirts, sweaters, shirts and trousers. In the future she hopes to have more capital and a fixed locale to sell to the public. The other members of the group engage in selling clothes, pigs, chickens, sheep, meat and French fries.
View original language description ↓
La señora Margarita está casada, tiene 46 años de edad, no tuvo la oportunidad de estudiar, tiene 1 hijo, se dedica a la comercialización de ropa de toda clase, inició este negocio gracias a la influencia de sus padre y hasta el momento lleva 15 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la agricultura.

Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de mercadería, playeras, suéteres, camisas, pantalones, etc. Espera en el futuro tener más capital y un local establecido para la atención al público. Las demás integrantes del grupo se dedican al comercio de ropa, venta de cerdos, gallinas, carneros, carne y papas fritas.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 96
    View loans »
    Guatemala Loans Fundraising
  • $9,959,450
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Altos V Group's $2,675 loan helped a member to buy T-shirts, sweaters, shirts and trousers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2012
Jul 4, 2012
Currency Exchange Loss:
Feb 15, 2013