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C0002 Twitezimbere - Burera Group
In this Group: Helene, Euphrasie, Jean Nepomuscene, Beatrice
Helene is 48 years old. She is married with six children between the ages of 15 and 26 years. In addition, she takes care of nine relatives.

Helene is the leader of the group called "C0002 TWITEZIMBERE - BURERA" in local language and she is the one pictured above with her had raised. She sells beans and wheat. She has three years of experience in this work and currently employs eight people to help her.

Helene has requested a Kiva loan via Vision Finance Company in order to buy more fertilizer for cultivating large quantities of beans and wheat for resale. Any profits generated from this loan will enable her to save money for the future and to pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 33
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 598.0
    Rwanda Francs (RWF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of C0002 Twitezimbere - Burera Group's $2,400 loan helped a member to buy more fertilizer for cultivating a large quantities of beans and wheat for resale.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 21, 2012
Currency Exchange Loss:
Dec 11, 2013