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Tejan Forroh's Group
In this Group: Tejan Forroh , Kadiatu Y., Mamoud Mohamed , David , Mohamed Adama , Ibrahim , Abdul Karimu , Abdulai , Donald Tamba , Abu Bakarr , Kaday
These are teachers of a primary school in Makeni, a city in northern Sierra Leone. These teachers have applied for a loan of 16,100,000 Sierra Leonean Leones (SLL) from SMT/Kiva lenders. School staff from this institution, like many other school staff within SMT’s operational areas, comes to SMT to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise not have been able to accomplish with their mere salaries alone. But with the help of this loan, some can pay school fees for their children; others can use the loan to buy pieces of furniture, a plot of land, house-building materials, or invest in a business. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar (treasurer) is directly responsible for deducting the repayment and pays SMT on their behalf. Tejan is a head teacher at the school and leader of this group. Tejan is married to a small scale businesswoman and the couple has children attending primary and secondary schools. Tejan has been a teacher for 19 years now. He has requested this loan in order to invest in agriculture. He will use it to buy seeds such as groundnuts, rice, and pepper to plant on his farm.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 0
    View loans »
    Sierra Leone Loans Fundraising
  • $8,868,550
    Funds lent in using Kiva
  • 4,330.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Tejan Forroh's Group's $3,725 loan helped a member to buy seeds such as groundnuts, rice, and pepper to plant on his farm.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jul 1, 2012
Currency Exchange Loss:
Apr 21, 2013