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Sam's Group
In this Group: Sam, Thanin, Siekleng
Originally from a village in the Sa Ang district of Kandal province, Sam, 49, is widowed and has five dependent children, two daughters and three sons. Three of the children are still in school. Rice farming is the family's only source of income. Having been in this business for 17 years, Sam is able to make a daily income of 16,000 KHR and manages to save about half of it for future needs.

Sam has been with VisionFund for three loan cycles and has completely repaid her loans, which have enabled her to manage some savings. Sam and her two group members, who have been with VisionFund for one to three loan cycles, are applying for a loan of 1,000,000 KHR each. As the leader, Sam is going to use her portion to buy fertilizers and rice seeds for her farmland and to purchase gasoline for a pumping machine to carry water into her rice field. She hopes this loan will enable her to grow healthy rice and to sell it for a good price to make a better living and to build on some savings.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 294
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,090.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sam's Group's $750 loan helped a member to buy fertilizers and rice seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 20, 2012
Currency Exchange Loss:
Jun 17, 2013