Ruth lives in Sanniquelle along with her husband and two children aged 9 and 14, who are in school. Ruth is aged 38 and a high school graduate. For the past five years she and her husband have been managing their business to improve their living condition. Ruth says she enjoys the movement of her customers (the in and out, the buying, and goods on credit). Her customers always purchase huge quantity of goods since she sells quality products, and sometimes gives them goods on credit. One of the problems she faces is the number of her commodities. She is requesting a loan to purchase more for her business inventory (bowls, glasses, clothes, spoons, cups, etc.). Her dream is to establish another site to help her customers with quality supplies, and to educate her children.