Pha is 40 years of age and is married with two single children who are going to school. Recently, Pha and her family have been living together in a rented room situated in Dongkor district, Phnom Penh.
She operates a store in her village to help her husband earn income for the family. She sells grocery items like spices, cookies, shampoo, canned goods, soft drinks, cosmetics, and other home use products to people in her neighborhood. Pha’s dream is to have her own house so she has tried to work hard and save some money for that reason.
To help obtain her goal, she decided to ask for a loan of USD 400 to add to her savings in order to buy a plot of land, on which she can build a house for her family someday. She hopes to attain her wish and make it a reality.
In the future, Pha wants to increase her merchandise to sell in her store to satisfy her customers.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.