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Nhes' Group
In this Group: Nhes, Sokheng
A villager from the Thmor Koul district of Battambang province, Nhes is aged 50 years old and married. He has three children, two of whom are dependent on the family and still in school. To support the family, Nhes and his wife earn a living as rice farmers in the village and they have been involved in this business for almost thirty years. To better support his family, he also is a local TV and cassette player mechanic.

Nhes’s group consists of two members who live in the same village and he is a second-loan client while his group member is with Kiva’s partner, VisionFund, for the first time. The first loan from VisionFund has helped Nhes's family better support their daily lives and children’s studies. With his current business, he is able to earn around 18,000 KHR per day. Now requesting a loan with VisionFund, Nhes, who is the leader, will use his portion to buy fertilizers for his farmland. He hopes to make more rice and earn more income to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 248
    View loans »
    Cambodia Loans Fundraising
  • $38,037,475
    Funds lent in using Kiva
  • 4,095.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhes' Group's $375 loan helped a member to buy fertilizers for his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 19, 2012
Currency Exchange Loss:
Jul 17, 2013