Dedeh sells yellow rice in front of her house. She operates the business every day from 6 am to 11 am. The business has been running for more than four years and she has many customers. To ease her in serving the customers, Dedeh employs one person to assist her in cooking and selling yellow rice. Fried fish and chicken, egg, noodles, and “sambal” (chili) are the side dishes for the yellow rice. The income from the business is utilized to help her husband meet the living costs.
At the moment, Dedeh is able to sell up to seven kilograms of rice in a day. She needs more capital to buy more food and spices but her money is insufficient due to the expenses of her daughter in the university, so she requested a loan of IDR 4,500,000 from TLM to purchase extra rice, eggs, and kitchen equipment i.e. a stove and frying pan. She is looking forward to seeing improvement in her business.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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