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Simeon is a thirty-nine-year-old man and is married to Tolfiana, a thirty-five-year-old-woman. They have been blessed with four children: Intan, sixteen, who is in first grade of senior high school; Rini, nine, who is attending fourth grade of elementary school; Imelda, eight, who is attending first grade of elementary school; and Grasilia, two.

Simeon is a shop-keeper with a limited income. He absolutely knows that it’s going to be hard if he only relies on the income from being a shop-keeper. Therefore, besides working as a shop-keeper, Simeon built a small kiosk in front of his house in 2009.

Simeon would like to improve the business by enlarging the kiosk building. To enable him to implement his plan, Simeon then applied for individual loan amounting to IDR 4,500,000 from TLM. He plans to spend the loan on building materials and more stock for his kiosk including: sugar, snacks, coffee, tea, cigarettes, shampoo, umbrellas, etc. He hopes that the business will grow well.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,410.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Simeon to buy building materials and more stock for his kiosk including sugar, snacks, coffee, tea, cigarettes, shampoo and umbrellas.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jun 19, 2012
Currency Exchange Loss:
Mar 15, 2013