Im is 62 years old, widowed, and lives with her only single daughter in Baray district of Kompong Tom province. She works as a local farmer, cultivating rice and potato crops annually to make a living. Aside from farming, she also makes Khmer cakes to sell in the commune for additional income. Her daughter, 28, does not only help her in the two businesses but she also devotes her time to be a local laborer hired to work on other villagers' plantations.
Im is now taking out an additional capital of KHR 2,000,000 to purchase fertilizers for her rice crops. With the remaining funds, she will pay for labor costs, for workers she will hire to work on her potato plantation. As for her prospects, she wants to expand her business, renovate her house, and save for the future emergencies of the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.