El Reencuentro (Cuenca) Group
One of the members of this group is Nancy. Nancy is 45 years old, married, and has three children who are 19, 18 and 13 years old. Her eldest daughter is studying at University and her other two children are in high school. Her husband works as a driver. They do not own their own home. They live in her in-laws' home but independently.
Our member spends most of her time at home taking care of her household. In order to help with the household expenses, she looks after children, for which she is paid monthly. She has been in this business for five years and works from Monday to Saturday, from 9.00am to 7.00pm.
This is Nancy's second loan as a member of her community bank. She will invest it in buying food for her household and educational materials for the children that she cares for.
Nancy's dream is to own her own home.
The small photo is of two of the members who couldn't be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Nancy, tiene 45 años, es casada y en su unión conyugal ha concebido 3 hijos de 19, 18 y 13 años de edad, su primera hija estudia en la Universidad y sus 2 últimos hijos estudian en el colegio. Su esposo labora prestando sus servicios como chofer, no tienen casa propia por lo que viven en casa de sus suegros pero independientes.
Nuestra socia pasa la mayor de su tiempo en casa al cuidado de su hogar y para ayudar con los gastos de su hogar se dedica a cuidar niños por lo cual le pagan mensualmente, esta actividad la realiza hace 5 años y trabaja de lunes a sábados desde las 9 de la mañana hasta las 7 de la noche.
Este es el segundo crédito que realiza en el banco comunal y lo va a invertir en la compra de víveres para su hogar y material didáctico para los niños que cuida.
Su sueño es tener su casa propia.
La foto pequeña es de dos socias que no pudieron estar presentes cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid