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Lucy Patricia
Every two weeks, the members of the 'Plazoleta Eloy Alfaro' community bank meet in '30 de Septiembre' neighborhood, in Rocafuerte canton. This area is known for the delicious sweet treats that are prepared by the locals. They are well known throughout the country.

This is where we get to know Lucy. Lucy is 41 years old, married, and has four children who are 19, 18, 16 and 5 years old. Her two eldest hope to start university this year and the others are in high school and elementary school. They all still live with her. Her husband has a furniture workshop.

Our friend is a housewife who, in order to make her own money and help her husband with the household expenses, sells Avon products (beauty products, cosmetics, perfumes and ladies' accessories). She works three days a week, for two to three hours a day. She leaves her products with her customers on credit and collects payment once a week. She has been in this business for four years and it is doing very well. She tells us that her husband will use some of the loan money for his furniture workshop. He will buy raw materials that he uses in making his furniture and everything else he makes from wood.

Lucy will use this loan to buy perfumes, cream, cosmetics and wood. This is her fourth loan cycle as a member of this community bank and she likes it because the repayments are easy to make.

Lucy's dream is to have a boutique.
View original language description ↓
En la ciudadela 30 de Septiembre del cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Plazoleta Eloy Alfaro. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar conocimos a la señora Lucy, tiene 41 años de edad, está casada y de esta relación tienen cuatro hijos de 19, 18, 16 y 5 años de edad, los dos mayores esperan ingresar este año a la Universidad y los otros estudian en colegio y escuela, todos ellos aun vive con ella. Su esposo tiene un taller de ebanistería.

Nuestra amiga es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al dia, ella deja sus productos a crédito y cobra cada ocho días. Tiene 4 años que se dedica a esta actividad y le va muy bien, nos cuenta que parte del crédito también lo utiliza su esposo en su taller de ebanistería para comprar materia prima útiles en la elaboración de muebles y todo lo que él elabora con la madera.

Este crédito es para comprar perfumes, cremas, cosméticos y madera. Este es el cuarto ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Lucy Patricia to buy perfumes, creams, cosmetics and wood.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 15, 2012
Listed
Jul 4, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012