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Teresa Maricely
The community bank Plazoleta Eloy Alfaro meets every two weeks in the town of 30 de Septiembre in the canton of Rocafuerte. This place is known for its delicious candies that are made by the locals and recognized throughout the country.
In this place, we met Teresa. She is 35 years old, married, and has 3 children of 13, 11, and 8 years of age who are in school. Her husband is a locksmith.
Our friend is taking out a loan for her husband's business which is a family business. They have a locksmith's workshop where they do a variety of metal work - they make windows, doors, roofs, enclosures, and other work. They work Monday to Saturday with the help of one person and when there is enough work there are two other people who they pay a weekly wage. They buy the materials for the work in Portoviejo and sometimes work without materials, doing only laboring.
This loan is to buy materials such as iron rods, metal sheets, and welding supplies, amongst others. Teresa is a founding member of the community bank and she likes it because the loans are very important for their business' success.
Her dream is to have a well supplied hardware shop.
View original language description ↓
En la ciudadela 30 de Septiembre del cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Plazoleta Eloy Alfaro. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar conocimos a la señora Teresa, ella tiene 35 años de edad, está casada y de esta relación tiene tres hijos de 13, 11 y 8 años de edad que estudian en colegio y escuela. Su esposo es cerrajero.

Nuestra amiga realiza los créditos para el negocio de su esposo que es un negocio familiar, tienen un taller de cerrajería en el cual realizan una variedad de trabajos con el metal, fabrican ventanas, puertas, techos, cerramientos, entre otros trabajos, trabajan de lunes a sabados con la ayuda de una persona y cuando tiene bastantes trabajos hasta dos personas más a quienes les paga su sueldo semanal, los materiales para su trabajo los compra en Portoviejo y a veces trabaja sin materiales solo la mano de obra.

Este crédito es para comprar materiales como varillas de hierro, laminas de metal, soldaduras entre otros materiales. Es socia fundadora del Banco comunal y le gusta porque los créditos son muy importantes para sacar adelante su negocio.

Su sueño es tener una ferretería bien surtida.

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,885,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Teresa Maricely to buy iron rods, sheet metal, welding supplies, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 15, 2012
Listed
Jul 4, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012