Ivoga is 36 years old and married with 6 children. She makes and sells elei, a traditional Samoan printed fabric, to earn a living and has been doing this for 5 years. Ivoga has requested a loan to buy rolls of plain material, material paint, stencil (designs) and a print roller. She plans to use her profits to pay for her children's school fees. She joined SPBD in 2008 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.