Agalelei is 30 years old and married with four children. She runs a small business selling Samoan cocoa in her community and has been doing this for three years. Agalelei has requested a loan to to buy a bag of cocoa and plastic cups. She joined SPBD in 2011 to gain access to capital. With her earnings, Agalelei hopes to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.