San Javier De Sanca Jahuira Group
Sra. Yola joined a Communal Bank with Pro Mujer six months ago after receiving an invitation from a promoter. She currently manages a neighborhood store and has been in this line of work for several years. The loan she is receiving now will be used to increase her capital for buying sugar, rice, and oil. These items will be purchased at the traditional fairs in El Alto and later sold at her retail shop. Working in this manner helps her family get ahead. Yola is single and has two children.
When asked what she likes about Pro Mujer, Yola said that she enjoys the savings. In the photo, there is one member who is hidden and only part of her head can be seen. This member is Sra. Haidy, who is fearful of the camera, but she did not want to be separated from the group.
La señora Yola cuenta que es hace medio año que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por la promotora; en la actualidad ella tiene un negocio de tienda de barrio, mismo que trabaja hace varios años.
El crédito que ahora sacará es para aumentar su capital (compra de azúcar, arroz, aceite) los que comprarán de las ferias tradicionales de El Alto y posteriormente lo venderá en su espacio de venta. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta los ahorros.
En la fotografía se encuentra una socia escondida y solo se puede ver una parte de su cabeza, ella es la señora Heidy que le dio temor la cámara pero no quería separse del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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