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Armonia Y Triunfo Group
In this Group: Flor Karina, Yulisa Mavila, Carmela, Zully Damaris, Osler, Jhonatan Nilton, Eda Adelicia
Sra. Flor Karina is 31 years old and has two children. She is a member of the group “Armonía y Trunfo” (Harmony and Triumph), which consists of seven members. All of them are merchants.

Sra. Flor Karina has been selling chickens for five months at a market in the area where she lives. She continues with her business so that she can handle the expenses of sustaining her children, who are doing well. Flor Karina is receiving this loan because she wants to increase her purchase of chickens so that she can have more to sell and expand her customer base.

View original language description ↓
La Sra. Flor Karina, tiene 31 años de edad, tiene dos hijos. Ella forma parte del Grupo "Armonía y triunfo", integrado por 7 socios, todos ellos comerciantes.
la Sra. Flor Karina, desde hace 5 meses a la venta de pollo en un mercado de la zona donde vive, consiguió éste negocio para poder afrontar gastos de mantención de sus hijos, le ha ido bien, pero con el préstamo recibido desea aumentar la compra de pollo para poder tener mayor venta y así aumentar su clientela.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Armonia Y Triunfo Group's $1,875 loan helped a member to buy a large quantity of chickens to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 3, 2012
Currency Exchange Loss:
Jan 15, 2013