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Rebecca Sylvia's Group
In this Group: Rebecca Sylvia , Teresa H. , Fatmata , Kadiatu Baby, Kadiatu Florence*, Margaret Marie , Moses Saidu
* not pictured
Pictured above are teachers from a primary school in Makeni, a city in northern Sierra Leone. This group of teachers has come to SMT, a partner of based in Makeni, to request a loan of 7,800,000.00 Sierra Leonean leones (SLL) for the entire group. With the help of this loan, they will be able to buy or invest in things that their salaries alone do not allow. At the end of each month, these teachers repay SMT/Kiva lenders from their monthly salaries. Their school’s bursar is directly responsible for doing the salary deductions and making the repayments on their behalf.

Rebecca, who is pictured in the middle, is the leader of this group. Rebecca is fifty-two years old. She is a native of Masimby village, in northern Sierra Leone. She is married to a lecturer and the couple has five children together.
Rebecca has been in the teaching profession for thirty-five years now. She wants this loan to buy building materials like cement, iron rods, nails, corrugated iron sheets, etc. for the construction of a house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 4
    View loans »
    Sierra Leone Loans Fundraising
  • $8,870,850
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Rebecca Sylvia's Group's $1,825 loan helped a member to buy building materials like cement, iron rods, nails, corrugated iron sheets, etc. for the construction of a house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 19, 2012
Currency Exchange Loss:
Aug 24, 2013