Mai, 23, is a married woman who has given birth to a lovely young child. She is a local farmer living in the Baray district of Kompong Tom province. She has devoted her lifetime to this kind of business to earn a living. She plants and harvests rice and potatoes to sell to local traders in her village. She usually collects and sells her crops twice a year, so she can earn a good income to satisfy her daily living needs.
Due to high expenses for farming, Mai would like to borrow credit from HKL, a partner of Kiva, to pay for labor costs. Workers will be hired to take out all unwanted plants from her potato plantation and transplant her rice. This will help Mai to maintain her work efficiency. In the future, she hopes to grow and expand her business and make it more profitable for the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.