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Catarina is a widow and the mother of 3 children, 1 of who attends School. She lives in her own house with her family and supports her daughter-in-law and granddaughter who live with her.

She is a civil servant in a Government institution and with this loan she plans to buy construction materials (cement, bricks and labour) to continue the building work on her house.

In future she hopes to continue working until she reaches retirement age and open her own business to increase her monthly income. To this end she commits to duly paying off her loan in order to solicit further loans from Hluvuku.

Her challenge is to finish her house and purchase a vehicle to help with her projects.
View original language description ↓
Viúva e mãe de 3 filhos dos quais 1 frequenta a Escola, vive na casa própria com a sua família e sustenta a sua nora e neta que vivem com ela.
É funcionaria publica numa instituição do Estado, com o presente empréstimo pretende comprar material de construção (cimento cola, tijoleiras e mão de obra) para dar continuidade com a obra da sua casa.
No futuro espera continuar com o seu trabalho ate atingir a reforma e abrir um negocio próprio para aumentar a sua renda mensal, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua casa e adquirir uma viatura para ajudar nos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Catarina buy construction materials (cement, bricks and labour) to continue the building work on her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 1, 2012
Currency Exchange Loss:
Dec 17, 2013