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Ernesto is married and the father of 7 children, 6 of whom attend School. He lives in his own house with his family and doesn’t support anyone else.

He works as a baker and has a business selling various products. With this loan he plans to buy products (beer, rice, oil, sugar, soap and others) to increase the quantity of his stock.

In future he intends to purchase a vehicle to facilitate the transportation of the products to his establishment and to this end he commits to duly paying off his loan in order to solicit further loans from Hluvuku.

His challenge is the high cost of living and the expensive prices of the products.
View original language description ↓
Casado e pai de 7 filhos dos quais 6 frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como padeiro e tem um negócio próprio de venda de produtos diversos, com o presente empréstimo pretende comprar produtos (cervejas, arroz, óleo, açúcar, sabão, e outros) para aumentar a quantidade da sua mercadoria.
No futuro pretende adquirir uma viatura para facilitar o escoamento dos produtos para o seu estabelecimento, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o alto custo de vida e os preços elevados dos produtos.

About Mozambique

  • $1,200
    Average annual income
  • 44
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ernesto buy products (beer, rice, oil, sugar, soap and others) to increase the quantity of his stock.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jun 20, 2012
Currency Exchange Loss:
Dec 17, 2013