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Valida raises livestock and sells dairy products at the market. She is 32 years old and raises two children, ages 9 and 15, alone. Additionally, she also works as a cleaning lady.

Valida is planning to increase her number of farm animals and expand her business of dairy products.

Valida has started to build a house, but she doesn't have enough money to finish the roof. This is why she has requested a loan of 1,400 AZN. She lives with her children and her parents.
View original language description ↓
Valida derjit skot i prodayet molochnie produkti na bazare. Ey 32 goda, ona odna rastit dvoix detey vozrastov 9 i 15. Krome etogo ona podrabativaet kak uborshica. Ona planiruet uvelichit chislo zhivotnix i rasshirit biznes molochnoy torgovli. Valida nachala stroit sebe dom no na krishu i materialov ne xvatilo deneg i poetomu ona obratilas za summoy 1400 AZN. Ona i ee deti jivut vmeste s ee roditelami.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 42
    View loans »
    Azerbaijan Loans Fundraising
  • $13,977,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Valida to buy construction materials to finish building her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 22, 2012
Currency Exchange Loss:
Jun 17, 2013