Japheth is a 29-year-old married man. He describes himself to be a focused man. He operates a retail store where he sells items such as snacks, sodas, bread, flour, rice, sweets, etc. He has been involved in this business for 8 years. His business is located within a market and his primary customers are residents within the nearby estates. He describes his biggest business challenge to be insufficient funds for expanding the business.
Japheth will use the Kes 20,000 loan to buy home products. His business goal is to run a supermarket within 5 years. He hopes that in the future, he will be able to purchase land and build a house.