Tabby is a married woman who describes herself as focused. She operates a flower garden where she sells flowers. She has been involved in this business for 10 years and employs 3 staff members. Tabby's business is located in a fast growing business area and her primary customers are local residents. She describes her biggest business challenge to be the high cost charged by city council. Tabby will use this KES 20,000 loan to buy flowers and pots. Her business goal is to own a piece of land within 5 years. Tabby hopes that, in the future, she will run another flower garden and create job opportunities for people.