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Phao is 35 years old. He is married and has two children. He lives with his family in a small house in Ho Chi Minh City. His wife supports the family by sewing clothes at home. He runs a mechanic shop to earn a living.

Phao started his business ten years ago. He intends to take a loan to gradually expand his business by buying more equipment and materials for making and processing products. He hopes his business runs smoothly and will help him to improve his living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 20,920.0
    Vietnam Dong (VND) = $1 USD