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Virginia
Virginia is 45 years old and she is a very happy, hardworking, and enthusiastic woman. She has three children with her partner who are 29, 26, and 20 years old. Of these three, the two eldest are independent and live on their own, while the youngest still lives with her because he is in school and he depends on his parents to be able to realize his dream of becoming a professional.

She works selling typical Peruvian dishes in a space she set up through a lot of effort and work. There, she offers different dishes, such as ceviche, or the delicious rocoto relleno. This work only allows her to have half of her time, while she spends the other half of her day taking care of various things that need to be done in her home. This is a family business that is over 20 years old, but she started managing it about 5 years ago. When she started, she had many fears and doubts, but with time and the support of her two employees, she was able to get over them and now her small restaurant is one of the most popular and frequented in the city. It is going very well for her and she is very happy, mostly because she was able buy the land her business is now on after many years of renting the space. Since she has worked here, she has been able to contribute to her household income and, thanks to that, her financial situation has improved greatly. She wants to keep growing her business in the future and be able to expand it until it becomes a tourist spot.

This is her second loan with MFP and she is thankful for the opportunity they have given her and the confidence they have in her. That is why she promises to make her payments on time. She also enjoys being part of her communal bank because she sees that its members are responsible and supportive people.

She will use the requested 1,800 nuevos soles to buy ingredients and supplies to keep doing her job and to increase the variety of dishes she offers her customers. She will also invest in the purchase of beers and sodas.
View original language description ↓
Virginia tiene 45 años, es una mujer alegre, trabajadora y entusiasta. Junto a su pareja tienen tres hijos de 29, 26 y 20 años; de los cuales, los dos mayores ya son independientes y tienen una vida a parte, mientras que el menor aún vive con ella, ya que estudia y depende de los que sus padres le brindan para poder realizar su sueño de llegar a ser profesional.

Su trabajo es la venta de comidas y platos típicos del Perú, trabaja en un local que construyó con mucho esfuerzo y trabajo, ahí ofrece los diferentes platillos que como el “cebiche” o el delicioso “rocoto relleno”. Este trabajo le permite tener solo la mitad de su tiempo ocupado, mientras que la otra mitad del día se dedica a realizar diferentes actividades que requiere en su hogar. Este es un negocio familiar que tiene más de 20 años, pero ella tomó la administración hace aproximadamente 5 años, y cuando empezó tenía muchas dudas y temores, pero con el tiempo y con el apoyo de sus dos trabajadores pudo superarlas y ahora su pequeño restaurante es uno de los mas visitados y concurridos por la clientela de la ciudad. Le está yendo muy bien, está muy feliz, principalmente porque después de muchos años pudo comprar el terreno en el ahora tiene su negocio, ya que antes solo alquilaba el espacio. Desde que trabaja ahí puede aportar en la economía de su hogar y gracias a eso mejoró mucho la situación económica. Para más adelante desea seguir haciendo crecer a su negocio y poder ampliarlo hasta convertirlo en un recreo turístico.

Este es su segundo crédito con MFP y agradece la oportunidad y confianza que ponen en ella. Por lo que se compromete a cumplir con el pago de sus cuotas de manera puntual, además le agrada ser parte del banco comunal al que pertenece, ya que ha visto que sus integrantes son personas responsables y solidarias.

Con el monto solicitado (S/. 1800) comprará ingredientes e insumos para seguir haciendo su trabajo y aumentar la variedad de platos que ofrece a sus clientes, invertirá también en la compra de cervezas y gaseosas.

About Peru

  • $12,000
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Virginia to buy supplies and ingredients she needs to make ceviche.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2012
Listed
Jun 20, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012