Gaga is 34 years old and married with four children. She makes and sells Elei materials to earn a living and has been doing this for two years. Gaga has requested a loan to buy more materials, paint brushes and paints. She plans to use her profits to pay for her childern's school fees. She joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.