Malia is 29 years old, married, and has four children. She owns and operates a small store, selling items such as stationery, drinks, and snacks, which she has been doing for more than two years.
Malia is requesting a loan, which she will use to buy more supplies, such as pens, pencils, and food. She became a member of SPBD in 2011 to gain access to capital for her business. She hopes to use her profits to pay for her children's school fees and to help out her extended family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.