Ati is 54 years old and married with seven children. She makes and sells handicrafts in the flea market to earn a living and has been doing this for four years. Ati has requested a loan to buy Samoan kava bowls, earrings, bracelets, necklaces, "puletasi" (traditional clothing), etc. She plans to use her profits to expand her business. She joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.