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Jose Santiago

Update on Jose Santiago

José is 46 years old and lives with his wife and children in his own home. His house does not receive basic services. The area in which he lives is in the rural part of Tambogrande district, in Piura department. This area is noted for its farming, livestock raising and handicrafts.

José has been working in agriculture for approximately eleven years. He raises and sells sheep. His animal pen is large and is located a few minutes from his house. He feeds his animals nutritionally-balanced feed and natural pasture so that they reach an ideal level of growth. He then sells them in the different markets in the area. In addition, José also has some farmland where he grows lemons and mangoes. Once he has harvested his fruits, he sells them in the local market. These income-generating businesses allow him to provide for his family.

José is a long-standing client of Edpyme Alternativa and he has received a loan through Kiva in the past. Thanks to that loan, his standard of living improved quite a lot. He is currently requesting a new loan for 2,500 soles which he plans to invest in buying fertilizers for his lemon crops and feed with which to fatten his animals. This loan will allow him to improve his business even further. José is grateful to the people who supported him with his last Kiva loan and he gives thanks in advance to those who will help him now.
View original language description ↓
José de 46 años de edad, vive con su esposa y sus hijos en casa propia, no cuenta con los servicios básicos, la zona en donde reside se encuentra ubicada en la zona rural del distrito de Tambogrande, la cual pertenece al departamento de Piura. Esta zona se caracteriza por la actividad agrícola, ganadería y artesanía.

José desde hace aproximadamente once años se dedica a trabajar en actividades relacionadas a la agricultura. Por un lado se dedica a la crianza y venta de ganado ovino (ovejas), su corral que se encuentra a unos minutos de su casa, los cuales son amplios, los alimenta con comida balanceada y pastos naturales para que sus animales lleguen a tener un crecimiento ideal, para ofrecerlos en los diferentes mercados de la zona. Por otro lado cuenta con tierras de cultivo donde siembra limón y mango, una vez que cosecha lo comercializa también en el mercado local. Con estas actividades de agencia de ingresos económicos para solventar la economía de su familia.

El ya es cliente antiguo en Edpyme Alternativa y también ha tenido un crédito financiado a través de Kiva en el pasado, gracias a ello su nivel de vida ha mejorado bastante. Actualmente está solicitando un nuevo crédito de 2500 nuevos soles que piensa invertir en la compra de fertilizantes para el mantenimiento de su cultivo de limón y también en la compra de alimento para el engorde de sus animales. Con este crédito su negocio mejorará aun más. José agradece a las personas que le apoyaron a través de Kiva en su último préstamo y agradece de antemano a las personas que le ayudarán ahora.

Previous Loan Details

José, 45, lives with his wife and children in his own house. He does not have basic services and is located in a rural area in the district of Tambogrande, which is in the department of Piura. This area is characterized by agriculture, cattle-raising and handicrafts. Jose has been raising an... More from Jose Santiago's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Jose Santiago to buy fertilizers for his lemon crops and also feed for fattening his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2012
Listed
Jun 20, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 19, 2013
This photo was used before for a previous loan for Jose Santiago. It was first posted on Kiva on Sep, 2011. Learn More