Update on Jose SantiagoJosé is 46 years old and lives with his wife and children in his own home. His house does not receive basic services. The area in which he lives is in the rural part of Tambogrande district, in Piura department. This area is noted for its farming, livestock raising and handicrafts.
José has been working in agriculture for approximately eleven years. He raises and sells sheep. His animal pen is large and is located a few minutes from his house. He feeds his animals nutritionally-balanced feed and natural pasture so that they reach an ideal level of growth. He then sells them in the different markets in the area. In addition, José also has some farmland where he grows lemons and mangoes. Once he has harvested his fruits, he sells them in the local market. These income-generating businesses allow him to provide for his family.
José is a long-standing client of Edpyme Alternativa and he has received a loan through Kiva in the past. Thanks to that loan, his standard of living improved quite a lot. He is currently requesting a new loan for 2,500 soles which he plans to invest in buying fertilizers for his lemon crops and feed with which to fatten his animals. This loan will allow him to improve his business even further. José is grateful to the people who supported him with his last Kiva loan and he gives thanks in advance to those who will help him now.
José desde hace aproximadamente once años se dedica a trabajar en actividades relacionadas a la agricultura. Por un lado se dedica a la crianza y venta de ganado ovino (ovejas), su corral que se encuentra a unos minutos de su casa, los cuales son amplios, los alimenta con comida balanceada y pastos naturales para que sus animales lleguen a tener un crecimiento ideal, para ofrecerlos en los diferentes mercados de la zona. Por otro lado cuenta con tierras de cultivo donde siembra limón y mango, una vez que cosecha lo comercializa también en el mercado local. Con estas actividades de agencia de ingresos económicos para solventar la economía de su familia.
El ya es cliente antiguo en Edpyme Alternativa y también ha tenido un crédito financiado a través de Kiva en el pasado, gracias a ello su nivel de vida ha mejorado bastante. Actualmente está solicitando un nuevo crédito de 2500 nuevos soles que piensa invertir en la compra de fertilizantes para el mantenimiento de su cultivo de limón y también en la compra de alimento para el engorde de sus animales. Con este crédito su negocio mejorará aun más. José agradece a las personas que le apoyaron a través de Kiva en su último préstamo y agradece de antemano a las personas que le ayudarán ahora.
Previous Loan DetailsJosé, 45, lives with his wife and children in his own house. He does not have basic services and is located in a rural area in the district of Tambogrande, which is in the department of Piura. This area is characterized by agriculture, cattle-raising and handicrafts. Jose has been raising an... More from Jose Santiago's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
103View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- May 18, 2012
- Jun 20, 2012
- Currency Exchange Loss:
- Jul 19, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.