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Mao is a 28-year-old married woman who has two young kids living under her care. She, alongside her supportive husband, operate a farming business and it is their main source of income. She has been in business for a long time. She grows and harvests rice, potatoes, and beans.

She is taking out a loan in the amount of KHR 5,000,000 to purchase two cows for fattening for the future sale. Mao hopes that this will help her generate additional income for the family. She will use a potion of her income to save for the future of her children’s education and her family's emergency fund.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,090.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Mao to purchase two cows for fattening for the future sale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 18, 2012
Currency Exchange Loss:
Mar 21, 2013