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Francisco Jose
Francisco is a small shopkeeper. He has a small grocery store in his home where he sells products that families consume such as grains, soda and other items. He is requesting his first loan with the aim of buying products so that he can strengthen his business inventory and thereby offer his customers more products. In his neighborhood, Francisco is known as a very responsible person who has a great desire to do well in life. His biggest wish is to have a solid business so that he can offer his family better living conditions.
View original language description ↓
Francisco es un pequeño comerciante, tiene una pequeña pulperia ubicada en su casa de habitacion, donde vende productos para el consumo familiar como granos, gaseosas y otras cosas,esta solicitando su primer credito con el objetivo de comprar productos para fortalecer el inventario de su negocio y asi poder ofrecerle a su clientela mas productos. En el barrio conocen a don Francisco como una persona muy responsable y con muchos deseos de superacion. Su mayor deseo es poder ver su negocio solido para poder ofrecer a su familia mejores condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $875 helped Francisco Jose to buy merchandise.
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 20, 2012
Currency Exchange Loss:
Jul 20, 2012