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Rosita has been a primary school teacher for 10 years, and she is a very responsible person, really popular with her colleagues and with her pupils and their parents. She is requesting her 2nd loan to invest it in the improvement of her house by tiling the floor of her kitchen. She dreams of having better living conditions, to remain healthy and to have a good job with a better salary.
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Rosita se desempeña como docente de primaria desde hace 10 años, se caracteriza por ser una persona muy responsable y muy querida por sus compañeros de trabajo, alumnos y padres de familia. Solicita su 2do crédito para invertirlo en mejoras de su vivienda, como es hecharle embaldosado a la cocina, su sueño es gozar de mejores condiones y gozar de salud y un trabajo digno y con un mejor salario.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Rosa to tile the floor of her kitchen.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 20, 2012
Currency Exchange Loss:
Aug 18, 2013