Beatriz, 42 years old, is married and has two children who are 5 and 16 years old. She makes a living by preparing and selling empenadas and small pastries at her food stall, which is in the Tembladerani area. This is her first loan with the institution, and Beatriz is going to use it to buy wholesale supplies and a kneading machine for her business. She is requesting this loan because she is lacking capital, since her customer base is increasing and she has already made wholesale orders. Beatriz faces challenges in her business, including the competition found at every corner. She is going to use the profits to continue supplying her customers, and to prepare the best quality products. In the future, her dream is to move to a more spacious area.
La Sra. Beatriz tiene 42 años y es casada con 2 hijos que son de las edades de 5 y 16 años, ella se dedica a la elaboración y venta de salteñas y masitas en su salteñeria que se encuentran en la zona de Tembladerani, este préstamo es su primera secuencia dentro de la institución, la Sra. Beatriz va a usar este préstamo para la compra de insumos por mayor y una maquina amasadora para su negocio, su razón para solicitar este préstamo es la falta de capital de trabajo, ya que su clientela esta incrementado y ya tiene pedidos por mayor, la Sra. Beatriz enfrenta retos en su negocio que son la competencia que esta frente a frente y en cada esquina, ella va a utilizar los beneficios en seguir abasteciendo a su cliente, realizando la producción en mayor cantidad, su deseo con el tiempo es a cambiarse a un ambiente más amplio.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.