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Irina is married and has an adult daughter. Irina works at the Central market and sells women's and children's clothing - dresses, tunics, and blouses. She owns her retail location and has 17 years of experience in this trade.

Last year, Irina encountered some difficulties - a sharp decline in the volume of sales, together with a fluctuating currency exchange rate that increased the cost of her merchandise. Thanks to her persistence and hard work, Irina was able to persevere through the hard time and restore her business' profitability to previous levels.

Despite her age (58), Irina plans to continue developing her business and increasing her sales volume. She is requesting a loan of 15,000 hryvnia to purchase seasonal merchandise. Irina plans to use her additional profits for expansion of her business.
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Заира замужем, имеет одну взрослую дочь. Заира торгует на Центральном рынке детской и женской одеждой. Она продает платья, сарафаны и блузы. Торговое место Заиры собственное, опыт работы 17 лет.

В прошлом году Заира столкнулась с трудностью - резкий спад торговли, а также изменение курса доллара, что привело к удорожанию закупаемого товара. Благодаря своей настойчивости и трудолюбию Заира смогла преодолеть тяжелое для нее время и вывести свой бизнес на прежний уровень.

Несмотря на свой возраст (58 лет) Заира намерена развивать свой бизнес дальше и увеличивать торговый оборот. Она просит предоставить ей кредит в размере 15,000 гривен на закупку сезонного товара. Дополнительную прибыль Заира планирует пустить на развитие бизнеса.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Zaira to purchase seasonal merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 27, 2012
Currency Exchange Loss:
Apr 17, 2013