Julia Mary is 19 years old and single with 1 child. She runs a small business selling popcorn, ice cakes and snacks in her community and has been doing this for 2 years. She has requested a loan to purchase more food items. She joined SPBD in 2011 to gain access to capital. With her earnings, Julia Mary will extend her business and help pay for her child's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.