Sivailoa is 26 years old and married with 1 child. She runs a small business selling ice cakes in her community and has been doing this for a few years. She has requested a loan to purchase more resources. She joined SPBD in 2008 to gain access to capital. With her earnings, Sivailoa will be happy to increase production and produce better quality.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.