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Josecito De Cumbe  (Cuenca) Group
In this Group: Zoila Rosa, Gloria Janeth, Lourdes Mariela, Sandra Verónica, Rosa Francisca, Zoila María, Dolores Azunción, Rosa Elvira, Blaca Elsa, Diana Alisandra
The Josecito de Cumbe Communal Bank is made up of 10 members who live in the parish of Cumbe de Cuenca. The parish has a cold climate, and is surrounded by mountains that provide beautiful scenery where people can enjoy nature. The residents are kind, gentle, and warm-hearted, and make a living from economic activities that include farming, commerce, and raising animals. Many residents commute to the city every day for work in various sectors. The members of the Josecito de Cumbe communal bank are very hardworking and maintain their local culture and traditions.

One of the group’s members is Zoila María. She is 52 years old and is a single mother who has 4 children. Two of her children are married and no longer live with her. One of her children works and helps her financially, while the youngest goes to school in the area. Zoila María lives in the house of one of her children.

Zoila María makes a living farming. She farms her own land, and grows her crops for home consumption and sale. She also raises and sells chickens, guinea pigs, and pigs. In addition, Zoila María has worked milking cows since she was a young age. She works every day.

She has been a member of her communal bank for 15 years, and will use her new loan to purchase chickens and animal feed.

Zoila María’s goal is to raise more animals.
View original language description ↓
El banco comunal Josecito de Cumbe está formado por 10 socias, quienes viven por sectores aledaños de la parroquia de Cumbe de Cuenca, esta parroquia tiene un clima frió, se encuentra rodeado por montañas las mismas que le brindan hermosos paisajes para disfrutar de la naturaleza. Su gente es amable, gentil y de un corazón muy cálido, laboran en diferentes actividades como la agricultura, el comercio y cría de animales, muchos salen diariamente en la ciudad ejerciendo diferentes actividades de trabajo. Nuestras socias son muy trabajadoras y aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Zoila María, tiene 52 años de edad, es madre soltera y ha concebido 4 hijos, dos de sus hijos son casados y viven independientes, uno de sus hijos trabaja y ayuda económicamente y su ultimo hijo estudia en un colegio del sector, Ella vive en casa de uno de sus hijos.

Doña Zoila María se dedica a la agricultura, labra sus propios terrenos y sus cosechas son para el consumo de su hogar y para la venta, cría y vende gallinas, cuyes, pollos y cerdos. También trabaja ordeñando ganado desde una muy corta edad, trabaja todos los días.

Es socia del banco comunal hace 15 años y su nuevo crédito lo va a invertir comprando pollos y alimento para sus animales.

Su meta es criar más animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Josecito De Cumbe (Cuenca) Group's $3,750 loan helped a member to purchase chickens and animal feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 4, 2012
Listed
Jul 5, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012