Juana is a member of the communal bank "Orcasitas II." She is 47 years old, married, and has 5 children. She has been a member of FINCA Peru for 15 years, and she has a business buying and selling cochineal and tara (a tannin which comes from a native plant). Over the time she has been a member of FINCA Peru, she has learned to save and how to invest appropriately in her business. She is grateful to the institution, because through attending the meetings she has gotten to know many friends with whom she shares both work and personal experiences. She really likes the training that she receives in her communal bank, because they teach her about topics that educate her, and which she can later put into practice. She is very happy because she has already managed to buy 2 taxis that are now driven by her husband and her son, allowing them to generate their own income. She will invest this loan in the purchase of tara and cochineal, and she will also use part of the loan to maintain her vehicles.
Juana es socia del Bancomunal Orcasitas II y tiene 47 años de edad, es casada y madre de 5 hijos. Es socia de FINCA Perú hace 15 años y se dedica a la compra y venta de tara y cochinilla. Durante todo este tiempo como socia de FINCA Perú aprendió a ahorrar e invertir de manera adecuada en su negocio. Está agradecida con la institución, asistiendo a las reuniones conoció a muchas amigas con las que comparte experiencias en lo laboral y personal. Le gustan mucho las capacitaciones que recibe en su Bancomunal ya que le enseñan temas que le dejan buenos aprendizajes y luego las pone en práctica todas las lecciones aprendidas.
Se encuentra muy feliz ya que logró comprar 2 taxis que ahora son conducidos por su esposo e hijo y así ellos generan sus propios ingresos. El préstamo que solicita lo invertirá en la compra de tara y cochinilla y la otra parte en el mantenimiento de sus vehículos.
About FINCA Peru
This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.