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Napoleon Gabriel
Napoleón lives in Milagros with his parents. He is 23 years old, single, and sells Cola, Gatorade, Deli and Vivan soft drinks. He tells us that he really enjoys his work. As he was unable to find a job, he finds this to be an honest way to make a living. Napoleón works alone from 8.00am to 4.00pm, visiting his customers and delivering their orders. The reason his business is successful is that he reaches very distant places which other sellers don't normally reach. However, this also makes him afraid because there are thieves who hang around in these areas. Napoleón plans to use this loan to buy products to have in stock. This will allow him to take his first step in starting to work as a wholesaler.
View original language description ↓
Napoleón vive en Milagros con sus padres ya que es soltero. Tiene 23 años y se dedica a la venta ambulante de colas, gatorade, deli y vivan que son refrescos. A su edad nos comenta que le gusta mucho su trabajo y que al no conseguir trabajo es una manera honrada de ganarse la vida. El trabajo lo realiza solo desde las 8 de la mañana hasta las 4 de la tarde, visitando a sus clientes y entregandos los pedidos. La razón de éxito de su negocio es que llega a lugares muy apartados donde los vendedores normalmente no llegarían, ese es el motivo de su miedo ya que los ladrones deambulan por estos sectores. Con el crédito que esta solicitando Napoleon comprara productos para tener de stock y asi dar el primer paso para empezar su distribuidora de consumo masivo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,375 helped Napoleon Gabriel to buy Cola, Gatorade and Deli soft drinks.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2012
Jul 3, 2012
Currency Exchange Loss:
Aug 2, 2012