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Gloria Rocio
Gloria is 33 years old and lives in the town of Duran. Four years ago, she bought a house with help from her husband. Juan is Gloria's husband; he's a master builder and has been in this line of work for 12 years. They have three children who go to public school. Gloria's business is pottery, that is to say, she makes ceramic figures to serve as ornaments or souvenirs. She started this business because of a course she took out of curiosity - she enjoyed it a lot and realized that she was skilled at painting. She began by buying the piece and painting it her own way, with guidance from the magazines she got from the lessons she took. In her business, she needs to be open to criticism and know how to take it into account, because customers are not all alike. Currently, she's experienced in this line of work, especially in creating the pieces. There's a process for that: first comes the creation of the piece, made out of kaolin, clay, ashes, powdered silica and lime, which are mixed proportionately to form a paste that's poured into a mold. Secondly, there's the drying in open air, when the piece acquires a more solid consistency that can be manipulated for finishing. Thirdly, the piece is placed in special ovens where it's cooked, and attention is paid so that it doesn't suffer a sudden change in temperature, which could cause it to crack. Then it's left for cooling and painted at will. Certain pieces such as the souvenirs are painted before going into the oven - they demand more delicate handling, but the result is a very eye-catching, beautiful product. Gloria requests the loan in order to purchase supplies for making the vases, in hopes of increasing her sales. In the future she dreams of buying a car so that she can transport her pieces, since they're delicate.
View original language description ↓
Gloria tiene 33 años y vive en la ciudad de Duran, hace 4 años compro una casa con la ayuda de su esposo. Juan el esposo de Gloria es maestro constructor y lleva 12 años desempeñando esta labor. Tienen 3 hijos quienes se encuentran estudiando en el colegio fiscal. El negocio que tiene Gloria es la cerámica, es decir que hace figuras de cerámicas para adornos o recuerdos. Empezó este negocio por un curso que tomo por curiosidad, le gusto mucho y se dio cuenta que era buena en la pintura. Empezó comprando la pieza y pintándola a su gusto, guiada por la revistas que tenia de los cursos realizados. En su negocio hay que estar abierta a críticas y saber tomarlas en cuenta porque todos los clientes no son iguales. En la actualidad tiene mucha experiencia en esta labor, sobre todo en la creación de las piezas las cuales siguen un proceso: Primero está la creación de la pieza que se elabora con caolín arcilla, cenizas, sílice pulverizada y cal que se mesclan en proporciones logrando una pasta que es colocada en un molde. Segundo esta el secado al aire libre donde la pieza logra una consistencia más solida que se puede manipular terminado los acabados. Tercero la pieza se coloca en hornos especiales donde se cocina teniendo cuidado de que no sufran un cambio brusco de temperatura ya que podría agrietarla. Se deja enfriar y se procede a pintar al gusto. Hay piezas como los recuerdos que son pintados antes de colocarlos en el horno, es más delicado su manejo pero se termina con un producto muy llamativo y bonito. Gloria solicita el crédito para comprar material para la elaboración de los jarrones esperando mejorar sus ventas. A futuro sueña con poder comprar un carro para poder transportar sus piezas ya que son delicadas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Gloria Rocio to purchase kaolin, clay, ashes, powdered silica and lime.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2012
Listed
Jul 3, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 25, 2013