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Joanne is a member of the Capuli community bank. She is 35 years old, lives with her partner, and has two sons. She has been a member of FINCA Peru for three years and her business is selling cosmetics through catalogs. She says that during her time as a FINCA Peru member she has learned to save and be punctual. Her dream for the future is to open a restaurant. She will invest the loan that she is requesting in buying cosmetics to sell in her business.
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Joanne es socia del Bancomunal Capuli y tiene 35 años de edad, es conviviente y es madre de dos hijos varones. . Es socia de FINCA Perú hace 3 años y se dedica a la venta de productos cosméticos por catálogo. Ella manifiesta que en todo este tiempo como socia de FINCA Perú ha aprendido a ahorrar y ser puntual. Su sueño para el futuro es abrir un restaurante. El préstamo que solicita lo invertirá en la compra de cosméticos para que pueda venderlos en su negocio.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 170
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Joanne to buy cosmetics to sell in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 19, 2012
Currency Exchange Loss:
Dec 20, 2012