Susana tells us that she has been a member of a Pro Mujer community bank for ten years. She was invited to join by a fellow member. Susana's business is selling beer and she has been in it for a number of years, having learned from her older sister.
The loan that Susana is taking out will be used to increase her capital (buying beer). She will buy her goods from distributors and then sell them during local fiestas. This work enables her to support her family. Susana is married and has six children.
When we asked her what she likes about Pro Mujer, Susana replied that she likes the training and the health services.
La señora Susana cuenta que hace diez años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de sus compañeras; en la actualidad ella tiene un negocio de venta de cerveza, mismo que trabaja hace varios años, aprendiendo el mismo de su hermana mayor.
El crédito que ahora sacará es para aumentar su capital (compra de cerveza) los que comprarán de las empresas distribuidoras y posteriormente lo venderá en las fiestas comunales. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene seis hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que la capacitación y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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