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Margarita, age 61, is in a common-law marriage and has three children. They live in a neighborhood in the city of San Pedro Sula.

She has been selling merchandise like shoes, lotions, creams, and cosmetics, etc. for five years. She also gets merchandise to fill her customers orders. This business is her source of income, and she hopes that she can use the income to reinvest and continue working.

She is requesting the loan to buy more merchandise that she does not have. She will buy merchandise like lotions, creams, and cosmetics, etc. Then she will fill some pending customer orders.

Her goal is supply her family with all of the necessities and to give them a better lifestyle.
View original language description ↓
Margarita tiene 61 años de edad, vive en unión libre con su esposo, tiene 3 hijos y reside en una colonia de la Ciudad de San Pedro Sula.
Ella desde hace 5 años se dedica a la venta de mercadería como: zapatos, lociones, cremas, cosméticos etc. También trae mercadería por encargo lo que el cliente le pida. Ella vende de manera ambulante en los alrededores de la zona. Este negocio es su fuente de ingresos y espera que con las ganancias que obtenga reinvertir y seguir trabajando.
El préstamo que solicita es para comprar más mercadería que no tiene como lociones, cremas, cosméticos etc. Y suplir algunos pedidos que tiene pendientes con algunos clientes.
Su meta es suplir todas las necesidades de su familia dándole un mejor estilo de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Margarita buy merchandise like lotions, creams, and cosmetics, etc. and to fill some pending customer orders.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 19, 2012
Currency Exchange Loss:
Nov 15, 2012