Maritza tells us that this is the first time she has been a member of a Pro Mujer community bank. She was invited to join by a loan officer. Maritza's business is selling blankets that she makes on a loom. She has been in this business for a number of years, having learned in a previous job.
Maritza will use this loan to increase her supplies. She will buy yarn from wholesalers and once she has made her products she will deliver them to people who have placed orders. This work helps her to support her family. Maritza is single and has one child.
When we asked her what she likes about Pro Mujer, Maritza replied that she likes the health services.
The group members are accompanied in the photo by a loan officer who is the person who distributes the loans.
La señora Maritza cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que ingresar invitación de la promoción; en la actualidad ella tiene un negocio de venta de mantas elaborados en telar, mismo que trabaja hace varios años aprendiendo de un trabajo anterior.
El crédito que ahora sacará es para aumentar su mercadería (compra de lana) los que comprarán de las tiendas distribuidoras y posteriormente a la elaboración lo distribuirá a pedido. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene un hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud.
En la fotografía acompaña en asesor de crédito quien es la persona que acompañara todo el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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